The Affordable Care Act and Trump: Will it be repealed?

One of Donald Trump’s big points in his stump speeches during the campaign was healthcare. Though he hinted that his idea of fixing it might not be what most Conservatives wanted, he always talked up the idea of repealing and replacing the law championed by President Obama. Within days of his stunning upset victory in the election, Trump indicated that he might not repeal all of the ACA.

That sent ripples through the world of conservative politics.

The ACA has been the law for years, and no one has done anything to fix it. The Republicans sent bills with no hope of success, and the Democrats acted like it was perfect. In fact, for Middle Class Americans, the law causes us to pay more for worse coverage than we had before.

This year the dam finally broke for Obamacare. Insurance companies began pulling out of markets. And the real “October Surprise” of the election were massive rate hikes for people insured in the ACA Exchanges. Arguably, one of the major reasons Middle Class Americans voted or Trump was his promise to fix this healthcare nightmare.

The truth is, we have no idea what President Trump will do. In reality, it’s the Congress who make/change laws. The President just signs/vetoes them and enforces them.

Can Obamacare actually be repealed?

People say that we can’t take away insurance from those who have just received it. The US Government had no issues ripping away my insurance policy, the one I liked and had chosen, and forcing me to pay more or be fined. They’ve done it before, they can do it again.

Should it be completely repealed? I don’t know. I think the Exchanges could continue to exist. Let the free market decide. But several things in the ACA must be eliminated.

  • The individual mandate must be removed. The Government should never force someone to buy something they don’t want. We should be free to choose whether or not to buy insurance, period.
  • The limit on kinds of insurance programs should be removed. The government shouldn’t tell me what kind of insurance I must have. I should be able to shop for whatever level of coverage I want to pay for, and that should be my decision alone. The free market should decide just how many kinds of policies are available.
  • And, as Trump and others have suggested, insurance companies should be free to operate across state lines. We should foster moe competition, not less.
  • That won’t fix all of our healthcare woes. Of course, neither did Obamacare. I don’t know if we can go back to how things were, but we can’t stay here.

    If President Trump waffles on this campaign promise, he will find a lot of resistance from his base of supporters.

    President Obama Vetoes ACA Repeal, Middle Class Still on the Hook

    As expected.

    But the stated reasons annoy me very much.

    Screen Shot 2016-01-08 at 2.01.50 PM

    That’s right, after admonishing the GOP for not doing things that strengthen the middle class, he vetoes a bill that would put more money back in the middle class’s pockets. I’m not talking about what some pundit said, I’m speaking from personal experience.

    Back when the ACA first went into effect I was self employed. My family and I had insurance that we could afford. Then I got a letter from my insurer saying my policy had to be cancelled and replaced with one that cost 300% more.

    Today I have a good, middle class job that provides good insurance for me, and offers it to my family if I can pay the premiums. The premiums for my family total over $10,800 annually. What middle class family could pay that? Of course, if I don’t carry coverage then we pay a fine. And since my job offers a policy for my family, we can’t even take advantage of tax credits on the healthcare exchanges. So I’m forced to turn to the Government to help insure my children and a co-op for my wife that keeps us from being fined, but doesn’t allow her to go to the doctor.

    How is this better for middle class families?

    I have yet to meet, or even hear about, one single person who had health insurance before the ACA went into effect that has better coverage for less money. If you know of someone, let me know, please.

    On twitter I ran into a couple of people who said that the ACA just needs a few more iterations for it to get better. How long are we gonna have to wait for that? It’s been the law for a couple of years. I have not seen one bill from any Democrat trying to improve on the ACA. It’s like they are afraid to say it isn’t perfect.

    So we are in this limbo. The Republicans want to show their base that they are doing everything they can, and keep trying to repeal the ACA. Democrats won’t ever criticize any parts of the ACA, so they never try to fix it.

    And us, the people, are left holding the bag.

    But can we at least admit that the ACA needs to be fixed or replaced? Will Democrats at least admit that it could/should be improved?

    Either we elect a republican President and keep a republican controlled House and Senate to replace the ACA with something else, or we work to fix the mess that the ACA is.